YOUR HOME. YOUR NEXT CHAPTER.
Your US home.
A clearer plan.
Explore US loan choices, understand the full housing payment, and arrive at the lender conversation prepared.
- Clear explanations
- Useful numbers
- Your pace
Loan type. Monthly cost. Cash to close.
Hey, I’m Mitey. Let’s work it out.START WITH A QUESTION
Put a little clarity in your corner.
Editable assumptions. Clear methods.
Figures you can take with you.
FIND YOUR STARTING POINT
Different paths. A helpful place to begin.
Your first US home
Start with loan choices, a complete monthly housing budget and a lender’s written conditions—not a single online borrowing number.
Self-employedUS business income
Build a file around tax returns, cash flow and business continuity, rather than treating bank deposits as qualifying income.
Rental propertyInvestment-property loans
Compare occupancy, rental-income analysis and reserves before deciding which loan structure fits the property.
CreditUS mortgage credit
Review your reports early and distinguish a consumer score from the credit analysis used for the actual mortgage.
Moving countriesMoving to the US
Confirm the applicable residency and loan-program rules, then build a clear record of income, assets and credit.
CLEAR ENOUGH TO QUESTION
Your numbers.
The working stays visible.
US loan guidance stays separate from Canadian programs and qualification rules.
- Explore a scenarioTools calculate; they do not approve a loan.
- Follow the methodSources, definitions and omitted costs are visible.
- You choose to shareA worksheet never silently becomes a lead.
PREPARE FOR A BETTER CONVERSATION
Small details that make the next step clearer.
Your loan paperwork
Prepare the records that support income, assets and liabilities, while keeping the lender’s secure submission process separate.
Self-employedTax-return documentation
Match your federal tax structure to the lender’s income review, and keep current results connected to the filed history.
PreparationYour US mortgage file
Track the lender’s requests from preapproval through closing without confusing document submission with cleared conditions.